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Cermat Madani

Vehicle insurance renewal in Malaysia

Understand the renewal process before choosing cover for your vehicle. The Cermat Madani portal helps you review available quotes and coverage options.

Continue to vehicle information

The quotation process requires JavaScript and a valid access session. If access is unavailable or your session has expired, reopen the portal through your original access channel or contact us for help.

Five steps to renewal

  1. Vehicle information

    Enter the registration number and requested vehicle information. Check the details returned.

  2. Owner details

    Complete the required policyholder details and contact information.

  3. Insurer selection

    Review available quotes, benefits and coverage conditions before choosing an insurer.

  4. Optional add-ons

    Review the additional cover offered for your plan and how it changes the total payable.

  5. Review

    Check your details, cover and total payable. Read the disclosures and terms shown before proceeding to payment.

Before you start

Have your vehicle registration number, owner identification details and accurate contact information ready. Quotes and coverage options depend on the information submitted and the insurer's assessment.

Frequently asked questions

Is every vehicle eligible?

Not necessarily. Quote availability and eligibility for cover depend on the vehicle, owner details and insurer requirements.

What should I check before paying?

Review the policyholder and vehicle details, sum insured, benefits, exclusions, excess, add-ons and total payable. Read the relevant Product Disclosure Sheet and policy terms.

How can I pay, and when will I receive my policy?

Refer to the payment options shown for your transaction. Policy issuance and delivery depend on transaction confirmation and the insurer's process; starting a payment does not by itself confirm that cover has begun.

Why can I not open the quotation process?

The process requires a valid access session. If your session has expired or access is missing, reopen the portal through your original access channel. Contact us if you still need help.

Service role and terms

This portal facilitates the digital renewal process and is not the insurer. Policies or certificates are issued and underwritten by the selected insurer or takaful operator. Eligibility, benefits, exclusions and contractual obligations are subject to that provider's terms. Read the product disclosures, terms and consents displayed during the transaction before proceeding.